Home is where the heart belongs. At the end of the day when one gets tired and wants to return to a place where one can get a nice rest and peaceful time is nowhere but home. Hence, when one decides to buy a home for oneself it becomes one of the most important decisions for the lifetime. In most cases, the requisite capital in the majority amount (close to 75 per cent to 80 per cent of the property value) comes from a home loan. This requires that due care needs to be taken in applying for a home loan and accordingly the home loan application which is submitted to the shortlisted financer needs to be appropriately managed. There are various reasons why a home loan application gets rejected and if due care is taken then these rejections can be minimised. Taking proper care not only helps to avoid rejection but also to ensure that the disbursal of the loan happens swiftly. Let’s understand in brief a few of the main reasons for home loan application rejection and the means to avoid them. Broadly we will divide the reasons into three broad categories: