If you have been restless for the past few months for not having Permanent Account Number (PAN) card, then there is a reason to rejoice for you, as from 2019-20 financial year onwards you can file your income tax return (ITR) using your Aadhaar card as well. Finance Minister Nirmala Sitharaman in her first budget speech disclosed, PAN-Aadhaar inter-changeability policy for the general public.