Diwali is round the corner. The festival of lights brings joy and prosperity with it. We invest on this auspicious occasion with the mindset that the investment will multiply our wealth in many folds. While markets haven’t been performng too well in the recent past, nonetheless, investors are still hopeful. Needless to say that when investments are made with emotion or in haste, it frequently deteriorates the principle itself. To save oneself from the wrong investment decisions, one must plan his or her investments before making one.