We are living in the all-time high season—the markets, equity inflows in mutual funds and the heat wave. I have started receiving more mails asking about investing now, when the markets are up. I am reminded of what someone once said: “You know it is the time to get out of your investments when the local panwalla starts talking about the stock market.” We are not there yet, but the effect of a rising stock market is such that everyone, even those who has never been an investor, gets curious. Some even blindly jump into investing.