Over longer periods of time, stock markets have generated good returns for investors. During the recent bull run, from the start of 2014 to the end of 2017, investors were happy and proud of their decision to start a Systematic Investment Plan (SIP). However, investors often second guess their decision to invest through SIP during volatile market conditions. When markets fall, investors often stop their SIP and look to invest a lump sum amount closer to market bottoms. However, timing the market is a challenging task even for the most seasoned investors.