In an slowdown, marked by crisis of confidence in the Non-Banking Finance Companies (NBFCs) and one or two small private sector banks, market rumours are playing havoc with investors. However irrespective of how savvy or calm investors you are, ignoring these rumours despite saner advice is not easy and not even safe. You have got to check it out. Not all investors are smart enough to be diversifying their portfolios to mitigate risks. In fact,majority of us , the investing class is a simpleton lot.