State Bank of India (SBI) is the largest commercial bank in India in terms of assets, deposits, branches, customers, and employees. The size of the balance sheet for the bank is Rs 27 trillion on standalone basis and market cap of more than Rs 2 trillion. It has more than 17,000 branches on standalone basis. Over last two years, the bank has sharpened focus on retail credit to provide itself the necessary growth momentum and improve spreads. Further, to manage its operations better, SBI has integrated its treasury operations and has a common technology platform across all its six subsidiary banks. The bank has well entrenched domestic, international and treasury operations. As on April 01, 2017, the group has an extensive network, with over 24 thousand branches in India and 199 offices in 37 other countries across the world in all time zones. It has a strong network of more than 59 thousand group ATMs and caters to a customer base of more than 50 crore.