The Economic Survey 2019-2020 tabled in Parliament today touches upon non-banking financial companies, which has been ailing the Indian economy for a while. The IL&FS and DHFL default have plunged the entire shadow-banking sector into a crisis that eventually led to a situation of the credit crunch in the Indian economy. But to gauge the robustness and financial health of NBFCs, an index called the health score, which ranges between -100 to +100, has been talked at length in the survey. The higher score will reflect the higher financial stability of that particular non-banking financial company and a health score of 0 is a neutral score, which means neither risky nor safe.