Despite this, several consumers have opted for a stop-gap arrangement while purchasing a health insurance policy in the recent past. Like choosing a Covid-related policy, which is far from being adequate to cover holistic healthcare requirements of an individual/ family. This does not safeguard them even remotely against the financial burden arising from other life-threatening diseases. However, this can be seen as a first step by the hitherto underserviced segment of the market and makes it easier for them to upgrade their policies to a comprehensive cover as we move further.