The trick to getting closer to your financial goals is to create a budget for your personal finances. Not only will it give you a clear idea about how much you are spending, but it will also make it easier for you to save money. A budget basically tracks how much income is generated in a month and how much is spent or is expected to be spent out of it. A good budget is not ‘restrictive’ as it has been made to sound over time. Rather, following it makes us disciplined. Let us look at the steps of creating your own budget-