Retirement is a truth that we all have to face someday. We all have to deal with it sooner or later unbiased of whether we remain prepared for it or not. However, lack of enough funds after retirement can ring in unwarranted troubles and worries. Retirement planning is not easy. Besides, there are enough retirement concerns that you must pay attention to before they swell into big, unrelenting problems. Nearing the retirement age can stir up anxiety for many reasons. Some of them include: