It is important to safeguard the favourable certainties in life, such as children’s education, their marriage and so on. After all, among other things, love also means securing your loved ones financially. And the best time to start working towards this goal is NOW. Typically, most youngsters are caught between saving now and YOLO. But, deep down most responsible souls agree that finances must be correctly planned. While savings is crucial, it does not guarantee protection. Then what do you do? You turn to insurance – the only financial tool that nudges you to save systematically and also provides for a safety net if you were to fall from this climb called life.