When it comes to something as specific as dental insurance in India, it is usually covered under a regular health insurance policy, which may have either in-built OPD cover or has been bought as an add-on policy by the policyholder. Traditionally insurance policies cover dental treatment if any mishap is caused by accident. Meaning, a regular health insurance policy and other general insurance policies like personal accident policies provide coverage for dental treatment, in the scenario where minimum 24 hours hospitalisation is required and the cause is accident. However, according to experts it is quite unlikely that a dental procedure will need a 24-hour hospitalisation.