The second wave of the Covid-19 pandemic might finally be waning in India, but thousands of new cases are still emerging every day. Besides the physical and emotional distress, sky-high hospitalisation and medical bills for the treatment of coronavirus are leaving many families on the brink of bankruptcy. With no other avenue to cover these unprecedented expenses, they are dipping into their savings or restoring to extreme measures such as mortgaging their homes, selling precious jewellery and taking high-interest loans.