The monsoon season is infamous for causing the worst damage to vehicles. Without an additional layer of protection cover for your vehicles, heavy rains, waterlogging, floods can damage the essential parts of your vehicle, bringing in unwanted troubles with serious cost implications. A popular misapprehension amongst vehicle owners is that a comprehensive motor insurance covers the replacement or repair of damages to the vehicle or its parts, if met with an accident but, to avail these benefits, one needs to have some essential add-on covers.