Warendra Sinha, MD & CEO, IFFCO-Tokio General Insurance says, “The current limit for health insurance benefit as per Section 80D should be enhanced for individuals to Rs 75,000 from the current level of Rs 25,000. For senior citizens, who are 60 years or above, the current maximum limit is Rs 50,000. The limit for senior citizens should also be accordingly increased to Rs 1 lakh, as the basic premium rates are higher for this age category.”