Like death, retirement is inevitable, if one lives beyond the age of sixty, whatever be one’s profession. As you prepare to start a career, simultaneously, you need to prepare yourself for a happy retirement, much before stepping into superannuation. And strive to live as an asset and not a liability. For this purpose, good health and financial independence hold the key, with proper and timely plans, especially for those who have no pension or are in a small business, or are self-employed.