Mobile has changed the way we bank. There are multiple banking apps for different customer segments and their varying needs. For example, primary banking apps are feature-rich, and after downloading the app, the user can key in some basic information to initiate the account opening process. Once the account has been opened, customers can use the app for over 100 banking transactions like booking term deposits, recurring deposits or initiate fund transfer. One can also buy insurance and investment products like mutual funds, travel, health and motor insurance by simply tapping on banking app. Recently, Kotak Mahindra Bank launched a feature whereby a customer can activate and deactivate the debit card through the app. This feature gives customer the flexibility to secure the card by deactivating it when not being used, and activating it whenever required. Whether you need to place a request for cheque book or change your mailing address, your banking app can do it all. Customers can also apply for a loan and credit card from the banking app.