A typical week for 35-year-old Kolkata-based travel consultant Debolina Banerjee goes something like this—she surfs the net, manages to pay household utility bills and gets to shop online. “I do all of these activities from home, using my smartphone and laptop,” she says with a grin. She uses Paytm and FreeCharge for paying utility bills, buying movie tickets and to buy grocery and items of daily requirements. “I also book tickets and use Uber and pay for it all through digital wallets,” she adds. She keeps minimal money in her purse and feels that digital money has made handling cash a breeze.