Since November 8, we have suddenly seen a spike in both app downloads and new merchant registrations. This spike is now coming from all cities—big and small—pan India. One common thread that we see emerging both in rural as well as the urban merchant class is a demand for the deployment of Oxigen’s micro ATM, which provides Aadhaar biometric-based transactions for financial services such as cash-in or cash-out, instant bank account opening, balance enquiry, funds transfer to another Aadhaar-linked bank account, PAN card, eKYC service and pension payments. This very same micro ATM in urban areas doubles up as a point of sale device, where it accepts swipe or chip and pin transactions of Rupay, Master, Visa cards, utility bill payments, recharges, travel tickets, and more.