Less is more or more is less is a situation that I feel I am staring at these days with the multitude of choice when it comes to paying for goods and services. It is not anymore about just cash, cheque or card. You can pay by mobile app, e-wallets, RTGS, UPI and more. Each option comes with a different set of requirement and protocols. You can try them if you have the time - it's an enlightening experience. I have learnt that, if you look really close, there is indeed a difference between each one of them.