Have you ever wondered how much debt is too much, or how much would be ‘normal’ for you to sustain while living on an income? The answer to that question lies in another question, i.e., 'How much debt can you afford?’ Many people, especially those with a fixed income, often encounter a debt-lock situation. These can be spurred by multiple factors from irresponsible borrowing to lack of financial planning. With the help of financial experts let’s examine indicators that show you are on the path to a debt trap: