Hyderabad-based couple Nagamalleswara Rao (30) and wife Krishna Tejaare (26) plan to start a family soon. But foremost of all, they have made the right move by listing out their financial goals. Rao works as a product assurance engineer with technology major Cognizant while his wife is a deputy manager at Mishra Dhatu Nigam, a Mini Ratna company that manufactures a wide range of advanced metals and alloys. The couple has parents as dependents and, at present, live in a rented accommodation. They plan to move to a house of their own next year for which they are looking at a home loan to supplement their own contribution by way of downpayment.