The due date for filing income tax return (ITR) - July 31 - is almost here. Now, it is never a good idea to put off completing the crucial task until the last minute, but many tax-payers give this golden rule a wide berth every year. In the process, they miss out on the opportunity to complete the exercise before the traffic to the I-T department's e-filing portal gets heavier as also to get quicker refunds. The plethora of changes in the return filing framework, including mandatory use of Aadhaar and disclosure of cash deposits means that you are better off executing this annual ritual well before the due date.