So, if you are a salaried taxpayer, first find out your contribution towards Employees’ Provident Fund (EPF) and add up all your existing contributions towards tax savings instruments, such as life insurance premiums, ELSS, PPF and any other. If this sum adds up to more than Rs.1.5 lakh, you have already crossed the Section 80C threshold. But, if there is a shortfall, you would know how much more you need to save and invest to max the Section 80C benefits. A simple way—if you are left with money to deploy—would be to evaluate your finances with issues, such as risk appetite, liquidity and your age, among others.