When going for a car, home or personal loan, EMI plays a very important factor. You should choose the EMI in such a way that it is possible to pay without straining your finances. While opting for a loan, you can use any of the EMI calculators available on the bank website to find out the EMI that you have to pay for a certain loan amount, a certain tenure and a certain rate of interest. You may also want to know the return on your FDs, RDs or on your MF SIPs. Banks and mutual fund websites will also have calculators, which will help you find the value of your future returns by putting data like investment amount, tenure and rate of interest ( in case of MFs, it has to be an assumed rate of return). Similarly, there are tax calculators which help you calculate your tax outgo.