The decade when you are in your 20s is one of the most exciting periods of your life. You would have just completed your studies and got into a new job. Plus you would have an income and freedom. It is a time when one is getting started fully with adult life, with paying bills, rent or even EMIs, taking responsibilities and also making important life choices. However, when it comes to finances, the 20s are a very important time too, setting the tone of your financial life. We tell you 5 things you must do when you are 20 as far as your finances are concerned.