Residents of Navi Mumbai, Ralph Prakash, 46, a management professional and Babita Ralph, a teacher by profession, tied the knot way back in 1999. The journey from acquiring their own home to purchasing a luxurious car has not been an easy task. Ralph Prakash said, “After marriage, financially, it was a struggling phase. Both my wife and I were working, but the salaries were not that great during that period of our life. At one point, my wife’s earning was better as compared to mine, which was a relief as we could save some sizeable amount from her income, which eventually came in handy when we decided to book our first home in 2005.” He went on to add that it took him two-job switch to reach a stage where he could start affording some luxuries in life like a second home, bigger car and better family holidays.