Kolkata, December 4: As we all know a credit score is important when you apply for a loan. A credit score lower than 700 might make you ineligible for a loan. On the other hand a credit score of 750 and more can help you get a loan at a better interest rate. If you plan to apply for a car loan or a home loan in the near future and if your credit score is poor, you can always take steps to repair your credit score. We tell you five things you can do to repair a damaged credit score.