A perk of my job is that many people assume I am an authority on personal finance, because I have been working in this space for some years now. I chide some of them (whom I can) that I struggle to be an author (writer), which is the closest that I come to the word ‘authority’. Over the years, a lesson I have learnt is to ask questions when I don’t know something. I tend to ask questions, some of them at times, bordering on irritation to those I pose them to. I remember hating school because some of my teachers felt it only for them to ask questions and not for me.