All of us know that we need to save money for future needs. This could be for buying a house, for education of children, for retirement and so on. Even otherwise money needs to be saved, as we all know, for the rainy day. This saving has to come from our regular income. But even as we are aware of this fact, many of us fail to save enough. If you think you are not saving enough, there could be a few reasons behind it. Let us take a look: