From collecting payments to book-keeping, SMEs and startups in India face several challenges when it comes to managing their business finances. Open, a neo-banking platform for SMEs and startups, is trying to make this easier for them and it is currently serving more than 100,000 SMEs and processing around $5 billion in transactions annually. In a conversation with OutlookMoney, Anish Achuthan, Cofounder and CEO, Open, explains the challenges faced by them and how his venture is helping such enterprises.