With the launch of the Digital India week in 2015, Prime Minister Narendra Modi quoted that “I dream of a digital India where mobile and e-banking ensures financial inclusion”. His vision is eventually coming to life with the new initiatives like the Digital India campaign led by his government. In addition to that, there is a growing number of innovative fintech companies that are offering various digi pay solutions. Leading to the total transaction value of $50 million approximately, across digital payments this year and is expected to reach $700 billion by 2022.