Out of a total Indian population of 121 crores, 83.3 crores of people belong to the rural areas and witness financial illiteracy in its realest and worst forms*. People of rural India have always been apprehensive about anything that is even remotely digital and find it hard to accept the recent trends that have made the digital medium of financial transactions so popular. Finance management has always been a tough technique to master and with the recent development of strategies and tactics, complications have increased manifold.